FinVera by Materaix
Construction financial intelligence.
AI-powered construction finance, billing, disbursement management, and bank draw administration—from field updates to owner-ready reports. Manage budgets, invoices, SOVs, change orders, and draw workflows in one connected system.
Built for homeowners, general contractors, subcontractors, and financed projects.
[ 01 ] The Financial Friction
Budgets live in one place, invoices in another, progress photos somewhere else, and bank draw documents get assembled at the last minute. Owners struggle to understand what they are paying for. Contractors and subcontractors spend too much time chasing paperwork, formatting billing, and supporting payment requests.
This leads to delays, confusion, weak visibility, and unnecessary friction around payment.
GCs and subs rely on fragmented texts, PDFs, spreadsheets, and back-office cleanup to get paid.
Clients receive bills without enough context, support, or plain-language explanation.
Draw packages and support docs are often assembled under pressure with missing information.
Hard to see approved spend, remaining budget, pending COs, and overall financial health in one place.
FinVera is an AI-powered financial intelligence platform for construction. It helps owners, GCs, and subs manage budgets, estimates, approvals, SOVs, invoicing, change orders, disbursement workflows, and bank draw administration in one connected system. By turning field updates, photos, billing requests, and project documents into structured financial workflows, FinVera helps teams move faster, stay aligned, and support payment with greater clarity.
One project. One shared intelligence layer. Three connected branches.
Material selections, scope changes, and design upgrades flow into budget updates, allowance impacts, and change-order workflows.
Progress photos, reports, milestones, and project updates support invoice review, payment clarity, and owner-facing financial summaries.
Budgets, SOVs, invoices, approvals, disbursements, and draw administration stay connected to the real status of the job.
Build and monitor project budgets with clear category breakdowns and contingency visibility.
Collect proposals, normalize formats, compare line items, and understand pricing differences.
Track approvals and requested revisions across estimates, invoices, and change orders.
Structure and manage schedules of values with billed-to-date and remaining balances.
Turn field requests, notes, and photos into cleaner invoice workflows with AI support.
Create, track, explain, and evaluate budget impact for change orders.
Help clients understand and manage payment release timing and supporting docs.
Support lender-facing billing workflows with budget mapping and draw-readiness.
Workflow Automation
FinVera is built for how real project teams actually work. Instead of forcing GCs and subs into complicated back-office systems, FinVera lets them text billing requests, upload progress photos, send updates from the field, and let AI turn those inputs into structured invoice workflows.
From field update to invoice-ready workflow.
Schedule of Values
FinVera helps contractors and subcontractors create, organize, and maintain schedules of values without relying on disconnected spreadsheets and manual updates.
| Description | Sch. Value | Prev. Billed | This Period | % |
|---|---|---|---|---|
| 1. Site Prep | $12,000 | $12,000 | - | 100% |
| 2. Foundation | $24,500 | $24,500 | - | 100% |
| 3. Framing (CO #1) | $42,000 | $20,000 | $22,000 | 100% |
| 4. Plumbing Rough | $15,000 | - | $7,500 | 50% |
Project context applied automatically.
Ready for final human review
FinVera reviews invoices against project context. It does not replace professional judgment or lender requirements.
This request covers the completion of all framing (including the changes requested in Change Order #1 for the vaulted ceiling) and the first half of the plumbing rough-in.
FinVera helps financed projects stay more organized and payment-ready throughout the construction process.
Track category budgets, allowances, and contingency in real-time.
Understand proposal differences and normalize formats instantly.
See the effect of changes on the total budget before approval.
Document approvals, revisions, and decision history seamlessly.
Financial clarity without the guesswork. Reduce confusion and improve confidence across every major financial decision.
Faster billing, cleaner documentation, better payment support. Spend less time chasing paperwork and more time building.
Live view of project financial status in one place.
Construction finance works better when money, progress, and documentation stay connected. Owners gain clearer visibility. GCs and subs gain a faster way to bill. Financed projects gain better structure. FinVera brings financial clarity to the most fragmented part of the construction process.
FinVera is designed to improve financial understanding, documentation flow, and payment readiness. It does not replace accountants, attorneys, lenders, licensed project controls professionals, or formal contractual review.
Whether you are reviewing owner invoices, managing subcontractor billing, organizing disbursements, or preparing draw support, FinVera turns financial workflow into something cleaner, faster, and easier to trust.